Tag Archives: credit report
Tips for getting started with college financial aid
As the year draws to an end, many of us start thinking about next year’s finances. Perhaps you’re already planning on how you’ll increase your emergency fund or mitigate your tax burden in 2013. But is it too soon to start … Continue reading
4 Tips to Stay Frugal When it Counts
Thanks to the economy, frugal is in fashion – and likely to stay that way for the foreseeable future. But is it possible to be too frugal? Where is the line between being thrifty and just plain being cheap? And what … Continue reading
Money Advice for Newlyweds: How to Initiate the Talk
Most people would probably agree that talking about money can be a romance killer. However, trying to build a life together while avoiding talk of financial matters is like trying to speak the language of love without the use of … Continue reading
Should Your Money Mingle Before You Marry?
Living together before you get married is pretty common these days; the Centers for Disease Control and Prevention say about 60 percent of couples do it. Many reasons are behind their decision, from a desire to test the relationship to … Continue reading
Credit Management Tips For First-Time Professionals
(ARA) – You’ve landed the right job, you’re earning good money and your career is poised to take off. When everything is lining up in your professional life, it’s natural – and smart – to think about financial planning and … Continue reading
Financial Matters That Do Not Impact Your Credit Score
Financial matters that – while important to your life – don’t always appear on your credit report or figure into your credit score. That’s right! Sometimes a bill is just a bill, or an account is just an account, … Continue reading
Fraud Alert Facts: What an Alert Can (and Can’t) Do for You
Sometimes, no matter how careful you are, a crook gets through the defenses and before you know it, you’re the victim of fraud. When it happens, fraud can impact every aspect of your life – not just your finances. Fraud … Continue reading
Does Your Generation Influence How You Use Credit?
Grandma wore bell bottoms, mom still has a pair of ‘80s leg-warmers hidden in her closet, and the only universal thing about the grandkids’ style is their accessory of choice – a smartphone. Varying fashion sense isn’t the only thing … Continue reading
Foreclosure vs. Short Sale: How is Your Credit Score Affected?
When weighing your options when it comes to a short sale or foreclosure, do you know how each impacts your credit – and your ability to purchase another home in the future? From how your credit score is impacted to … Continue reading
When Accounts are Missing from Your Credit Report
You report errors on your credit report or signs of identity theft, but is it cause for alarm when accounts are absent from your history? The good news is there’s no need to panic, but it’s important to understand what … Continue reading