Tag Archives: credit cards
Should You Use Credit Cards While You’re Rebuilding Working on Your Credit
If you’re not happy with your credit score, you may decide it’s time to take a look at your finances, pay down your credit card debt and work your credit. You’ll have a lot to think about as you plan … Continue reading
Should You Use Credit Cards While You’re Rebuilding Your Credit
If you’re not happy with your credit score, you may decide it’s time to take control of your finances, pay down your credit card debt and rebuild your credit. You’ll have a lot to think about as you plan your … Continue reading
What You Should Know about Safe Chip Technology
If the words “safe chip” make you think of baked potato crisps, we need to talk. Credit cards with chips – called “safe chip” or “chip and PIN” cards – are poised to be more popular, and prevalent, than low-fat … Continue reading
Balance Transfer: Facts Behind That Zero Percent Promise
They used to come much more frequently, so getting that envelope with the zero percent balance transfer offer in it can be really exciting these days. If you’re burdened with interest from credit card debt, that no-interest or low-interest offer … Continue reading
When to Use Your Debit Card – and When to Leave it in Your Wallet
For those of us who like the idea of limiting the use of credit cards but also don’t like the risk of carrying a lot of cash, a debit card can be a great compromise. In most cases, you can … Continue reading
Budgeting for Debt: Five Steps You Must Take
The most recent numbers available (as of Oct. 2011) show that Americans’ total debt on revolving credit accounts (think: credit cards) topped $792 billion, according to the Federal Reserve. If you’re carrying even some credit card debt, you know that … Continue reading
Last-minute Tips to Avoid Holiday Overspending
The clock is ticking! We’re down to just 20 days left before Christmas. Thanks to the retail world, all of those days will be shopping days. After all, what retailer worth his salt is going to close up shop for a … Continue reading
The Ammo You Need to Negotiate Your Credit Card Rate
You’ve heard people say you can negotiate your credit card rate, but what do you say to your credit card company to get them to agree? A Lending Club survey found that when consumers asked for a better credit card … Continue reading
How to Shop Around for the Best Credit Card Deal
One good thing to come out of a tough economy: You realize that virtually everything you pay for is negotiable, even your credit card rate. Pre-recession, you might have been inclined to just live with a 30-percent interest rate and … Continue reading
Tips to Save Money for the Holiday Shopping Season
Did your plastic smoke for months after last year’s holiday shopping season was over? If you use credit cards to fund your holiday gift-giving, you could easily find yourself with a really unwelcome gift come January – credit card debt. … Continue reading