Category Archives: Credit Reports

What You Should Know about Working in Retirement

More people 65 and older are continuing to work past retirement age, according to U.S. Census Bureau figures. Their reasons for doing so are as diverse as the senior population. Some need the money to supplement retirement savings. Others continue … Continue reading

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Five Car Care Tasks to Save Your Car and Maybe Your Credit

Even new, reliable vehicles require basic care. Keeping up with maintenance tasks like oil and filter changes can help your car run longer and help you avoid hefty repair bills for preventable problems. After all, charging an expensive auto repair to … Continue reading

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Tips for getting started with college financial aid

As the year draws to an end, many of us start thinking about next year’s finances. Perhaps you’re already planning on how you’ll increase your emergency fund or mitigate your tax burden in 2013. But is it too soon to start … Continue reading

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4 Tips to Stay Frugal When it Counts

Thanks to the economy, frugal is in fashion – and likely to stay that way for the foreseeable future. But is it possible to be too frugal? Where is the line between being thrifty and just plain being cheap? And what … Continue reading

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Avoid These Wrong Turns When Buying A Car

(ARA) – Buying a car is like an epic adventure. There are heroes (you), sidekicks (your wingmen who accompany you to the dealership), foes (the sales manager who just won’t give up on the undercarriage rust-proofing) and even a prize … Continue reading

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Does Your Generation Influence How You Use Credit?

Grandma wore bell bottoms, mom still has a pair of ‘80s leg-warmers hidden in her closet, and the only universal thing about the grandkids’ style is their accessory of choice – a smartphone. Varying fashion sense isn’t the only thing … Continue reading

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How Hard Inquiries and Soft Inquiries Affect Your Credit Score

An inquiry is placed on your credit report when you, a lender or an employer checks your credit, but do you know which types of inquiries affect your credit score? When it comes to hard inquiries and soft inquiries, find … Continue reading

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When Accounts are Missing from Your Credit Report

You report errors on your credit report or signs of identity theft, but is it cause for alarm when accounts are absent from your history? The good news is there’s no need to panic, but it’s important to understand what … Continue reading

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5 Money Matters to Tackle When You Land a New Job

Scoring a new job can be an exciting time, as well as a time to make some important financial decisions. Insurance plans, retirement programs, and more can mean financial peace of mind as long as you play your cards right. … Continue reading

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Creative Ways To Save Money When You’re Short On Cash

You want to start saving money, but when you are living paycheck to paycheck, stashing away a little dough can seem impossible. While the most popular way to save money is to cut out unnecessary expenses, like eating out, these … Continue reading

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