Category Archives: Debt
Making HARP Play for You
Even if you’re not underwater or in arrears on your mortgage, you probably would still love to lower your monthly payments. Who wouldn’t? Clearly, reducing one of your biggest monthly payments could make it easier to stay on budget. You … Continue reading
Why ‘Keeping up with the Joneses’ May Not Be Good for You
Who doesn’t want to be surrounded by nice things, step out every day in fashionable clothes, and vacation somewhere luxurious and lovely? Wanting the finer things in life is not uncommon – especially if your friends or neighbors already have … Continue reading
Are You Addicted to Debt?
There’s been a lot in the media lately about debt addiction. It’s a problem not only in America, but in other parts of the world, too. It’s not hard to see that many of us have too much debt – … Continue reading
What is Voluntary Vehicle Surrender and How Does it Impact Credit?
From loan payments to pricey gas and high insurance costs, the expenses of owning a car can really add up. When you find yourself in the unhappy situation of not being able to afford your car anymore, you can find … Continue reading
The Ammo You Need to Negotiate Your Credit Card Rate
You’ve heard people say you can negotiate your credit card rate, but what do you say to your credit card company to get them to agree? A Lending Club survey found that when consumers asked for a better credit card … Continue reading
How to Shop Around for the Best Credit Card Deal
One good thing to come out of a tough economy: You realize that virtually everything you pay for is negotiable, even your credit card rate. Pre-recession, you might have been inclined to just live with a 30-percent interest rate and … Continue reading
Using Credit in Retirement: Good or Bad Idea?
A relaxed, financially secure retirement is as much a part of the American Dream as home ownership. Entering retirement with no debt can help ensure that your Golden Years are financially secure, and eliminating debt should be a key part … Continue reading
On Friendship Day, be a Good Buddy to Your Credit
Like that classic Bette Midler song says, “You’ve got to have friends.” And when you have good friends, it’s important to appreciate them. With Friendship Day having just passed, it may be time to ask yourself if you’ve been a … Continue reading
Paying off Debt? Take a Vacation from Credit This Summer
Summer vacation is much more than just a break from school for the kids. When the weather turns warm, we take different kinds of breaks – from school work, from shoveling snow, from the office, maybe even from our diet … Continue reading
How Refinancing Your Home Affects Your Credit
Big financial moves can have a big effect on your credit. You know that buying a house or taking out a car loan can look good on your credit report. You also know that defaulting on a credit card or … Continue reading