Category Archives: Credit Scores
Tips for getting started with college financial aid
As the year draws to an end, many of us start thinking about next year’s finances. Perhaps you’re already planning on how you’ll increase your emergency fund or mitigate your tax burden in 2013. But is it too soon to start … Continue reading
Should Your Money Mingle Before You Marry?
Living together before you get married is pretty common these days; the Centers for Disease Control and Prevention say about 60 percent of couples do it. Many reasons are behind their decision, from a desire to test the relationship to … Continue reading
Credit Management Tips For First-Time Professionals
(ARA) – You’ve landed the right job, you’re earning good money and your career is poised to take off. When everything is lining up in your professional life, it’s natural – and smart – to think about financial planning and … Continue reading
How to Understand Credit Scores
(ARA) – Americans’ total debt tops $252 billion dollars, according to Federal Reserve data, yet most don’t have a basic understanding of credit information like who calculates credit scores, what constitutes a “good” score, the financial impact of a “bad” … Continue reading
Financial Matters That Do Not Impact Your Credit Score
Financial matters that – while important to your life – don’t always appear on your credit report or figure into your credit score. That’s right! Sometimes a bill is just a bill, or an account is just an account, … Continue reading
Foreclosure vs. Short Sale: How is Your Credit Score Affected?
When weighing your options when it comes to a short sale or foreclosure, do you know how each impacts your credit – and your ability to purchase another home in the future? From how your credit score is impacted to … Continue reading
Should You Close Credit Card Accounts?
Closing a credit card may help keep you from adding to your debt, but are you hurting your credit score in the long run? Although paying off your credit cards and closing old or unused accounts is a popular credit … Continue reading
Four Things to Do When Your Credit Card Application is Denied
Your credit card application is denied, but you are left wondering how to proceed. Make the wrong move and you may further hurt your chances of obtaining a credit card! So, before you take action, learn the four things to … Continue reading
What is a Good Credit Card Interest Rate?
You’re shopping around for a credit card with the most benefits, but are you paying for your perks in the form of a high interest rate? Although fees, grace periods, credit limits and rewards are important features to consider when … Continue reading