Monthly Archives: March 2012
How Hard Inquiries and Soft Inquiries Affect Your Credit Score
An inquiry is placed on your credit report when you, a lender or an employer checks your credit, but do you know which types of inquiries affect your credit score? When it comes to hard inquiries and soft inquiries, find … Continue reading
Foreclosure vs. Short Sale: How is Your Credit Score Affected?
When weighing your options when it comes to a short sale or foreclosure, do you know how each impacts your credit – and your ability to purchase another home in the future? From how your credit score is impacted to … Continue reading
Should You Close Credit Card Accounts?
Closing a credit card may help keep you from adding to your debt, but are you hurting your credit score in the long run? Although paying off your credit cards and closing old or unused accounts is a popular credit … Continue reading
When Accounts are Missing from Your Credit Report
You report errors on your credit report or signs of identity theft, but is it cause for alarm when accounts are absent from your history? The good news is there’s no need to panic, but it’s important to understand what … Continue reading
Top Three Mobile Apps For Money Management
Now phones are for more than just dialing up your mother; your smart phones and mobile devices have become prized assets, largely thanks to mobile apps. With a simple download, you can entertain your kids, seek out the latest product information and … Continue reading
How to Prepare for a Small Business Loan
A small business loan can help you launch or maintain your business, but unless you have your financial ducks in a row, your chances of securing funding may be more of a dream than a reality. For startups and businesses … Continue reading
Four Things to Do When Your Credit Card Application is Denied
Your credit card application is denied, but you are left wondering how to proceed. Make the wrong move and you may further hurt your chances of obtaining a credit card! So, before you take action, learn the four things to … Continue reading
What is a Good Credit Card Interest Rate?
You’re shopping around for a credit card with the most benefits, but are you paying for your perks in the form of a high interest rate? Although fees, grace periods, credit limits and rewards are important features to consider when … Continue reading
Can Being An Authorized User Boost Your Credit Score?
Being an authorized user on someone else’s credit card may seem like a simple step toward financial freedom, but do you really know how it affects your credit score? Whether you have no credit history of your own or are … Continue reading