Monthly Archives: September 2011
Employer Credit Check Laws: The Latest News
We’ve talked before about how more employers than ever are checking job applicants’ credit as part of the hiring process. And we’ve also discussed the importance of maintaining good credit while you’re looking for work. Employer credit checks are becoming … Continue reading
What Estate Planning Is And Why You Need It
When you read the word “estate” what comes to mind? Do you think of a mansion, surrounded by acres of beautiful grounds a la “Gone with the Wind”? Maybe you think an “estate” is what rich people leave to their … Continue reading
Five Things You Never Want to See on Your Credit Report
There are some things in life you never want to see, like a worm in the apple you’re eating, or a pool of motor oil on the floor of your garage. Some things you don’t ever want to see on … Continue reading
Understanding the Global Economy and How Your Credit Fits Into It
Sept. 21 is the International Day of Peace. But if headlines about failing economies around the world have you feeling less than peaceful about the global economy and how you fit into it, you’re probably not alone. Finances are a … Continue reading
How Does Your Credit Score Affect Your Insurance Rates?
Does your credit score affect your insurance rates? Right now, the answer is yes, your credit influences how much you pay for auto and homeowners insurance. Should it? That’s a question that’s being hotly debated by a number of groups, … Continue reading
Advantages and Disadvantages of Buying a New Car vs. Used
Automakers are rolling out their 2012 models and dealers are dangling incentives to make those shiny new beauties look even more appealing. Maybe you’re tired of putting a quart of oil in that leaky engine every week. Or perhaps the … Continue reading
Using Credit in Retirement: Good or Bad Idea?
A relaxed, financially secure retirement is as much a part of the American Dream as home ownership. Entering retirement with no debt can help ensure that your Golden Years are financially secure, and eliminating debt should be a key part … Continue reading
The Difference Between Short Sale and Foreclosure
Foreclosure rates declined in July, according to the S&P/Experian Consumer Credit Default Indices. Still, there’s no denying that mortgage defaults are alarmingly high. If you’re in the position of not being able to afford your mortgage, you may wonder what … Continue reading
Credit Hints for Women’s Equality Day
Did you miss Women’s Equality Day a few weeks ago? (Hint: It was Aug. 26, this year). Don’t feel bad; instead, look forward and consider the ways you can help yourself, or the women in your life, find equal footing … Continue reading
Three Moves that Can Lower Your Credit Score
So you’re committed to improving your credit score, and that’s a good thing. Unfortunately, some credit moves that you think might make sense can actually be moves that lower your credit score. Here are three seemingly positive credit moves that … Continue reading