Monthly Archives: August 2011
Student Loan Trends and Your Credit
Used to be, student loans were a safe, relatively low-pressure introduction to the world of credit and loans for many people. Today, economic problems and the credit crunch have influenced student loan trends. It’s practically impossible to miss what’s been … Continue reading
Credit Card Tips for College Students
Credit cards, and the impact they can have on a student’s credit, are something parents should be thinking about throughout their child’s college career. Sallie Mae says college seniors have an average credit card debt of $4,100, an average balance … Continue reading
Paperless Personal Finances: Managing your Credit and Money Online
Are you still using paper for everything from your monthly electric bill to your annual credit report? Paperless personal finances make sense for a number of reasons, including environmental and organizational benefits. Going paperless saves trees and reduces the amount … Continue reading
How Corporate Credit Cards Can Affect Personal Credit
A corporate credit card can be a great business tool. If you’re a business owner, it can help you track expenses and keep tabs on employee spending. If you’re an employee, a corporate card can make it easier to do … Continue reading
Myths and Truths about How Marriage Affects Credit
The time leading up to your wedding is supposed to be one of the happiest of your life. But credit concerns can dim your enjoyment of this special time, so it’s important to learn what’s true – and what’s myth … Continue reading
Credit Card Tips: Top 5 Purchases to Put on Plastic
Paying cash for day-to-day purchases like your morning coffee or a tank of gas can help you control expenses and avoid overspending. For many of us, spending feels more real when we can actually see the money leaving our hands. … Continue reading
On Friendship Day, be a Good Buddy to Your Credit
Like that classic Bette Midler song says, “You’ve got to have friends.” And when you have good friends, it’s important to appreciate them. With Friendship Day having just passed, it may be time to ask yourself if you’ve been a … Continue reading
How Changing Jobs can Affect your Credit
Starting a new job can be both stressful and exciting. You’ll probably rely on a combination of education, experience, skill and dedication to succeed in your new role. The last thing you want to do is dilute your focus by … Continue reading
Have You Checked Your Free Annual Credit Report?
“I subscribe to a credit-monitoring product that allows me to review my score and report whenever I want,” you say to yourself. “Why do I need a free annual credit report?” First of all, it’s your right by law to … Continue reading
Why You Should Track Your Cash Inflow
When you think about budgeting, do you tend to focus on expenses and forget cash inflow, the other side of following a budget? It’s just as important to track the amount of money that comes into your wallet every month … Continue reading