Monthly Archives: April 2011
Paying Only the Minimum Balance Every Month? How it Affects Your Credit
If you pay your credit card bills on time every month, and don’t struggle to make the minimum payments – good for you! But what are your goals for managing your debt and how do you see yourself using credit … Continue reading
Seeking Student Loans? Your Credit Report is More Important than Ever
Who can afford to pay cash for college? Not many of us. That’s why 66 percent of college kids rely on financial aid, and about 40 percent take out student or parental loans to help fund their educations , according … Continue reading
Credit Management Advice Every Parent Should Give
When parents send their kids to college, they’re hoping Johnny or Susie graduate with a degree and a shot at the good life that comes with that piece of paper. But a growing number of college seniors are also graduating … Continue reading
Earth Day Changes That Pay Off – For You And The Planet
Earth Day is April 22. What will you do this year to celebrate Mother Earth, and to help keep her healthy and beautiful? Will you mark the day by turning off the tap water when you brush your teeth and … Continue reading
It’s Never Too Early: Get Organized For Next Year’s Taxes Now
With tax season winding down this year, you would probably prefer to not think about next year’s taxes. But if you start your preparations now while it’s fresh in your mind, your tax-time headaches will be minor next year. Whether … Continue reading
Give your credit history a good spring cleaning
Spring cleaning means something different for everyone. For some, it’s a quick cleaning chore and for others it’s a weekend-long process. But when you think about getting your home looking good for the season, remember that you need to put … Continue reading
The key to a better credit report is in winning the battle of the budget
For every diet that’s been lost to the yo-yo effect, there’s certainly a budget plan that’s similarly gone off the rails. A failed budget can affect all aspects of your life, but it’s particularly problematic if it ends up hurting … Continue reading
The nastiest April Fools’ trick: ID theft
Do you get a kick out of April Fools’ Day? Whether you pull a prank or are the target of a few, hopefully it’s all good natured, because there’s one dirty April Fools’ trick you definitely want to avoid – … Continue reading
Job hunting? Why your credit score matters
A great resume, solid experience and impressive interview skills can take you a long way when it comes to hunting for a job. But many employers are now looking for candidates who have another important tool in their grasp – … Continue reading
How your credit report can help improve your financial literacy
What does financial literacy mean to you? Knowing how much is in your checking and savings accounts? Remembering what the interest rate is on your credit card? Taking advantage of a free credit score? The truth is financial literacy is … Continue reading