Monthly Archives: November 2010
Save Time and Money with the 80/20 Rule
There is a simple rule that can help you figure out how to get the best results with the effort you exert. It’s called the Pareto Principle or the 80/20 Rule, and it can be an effective strategy to help … Continue reading
Cost-Cutting Coupons: Are You a Strategic Shopper?
It’s not uncommon for grocery bills to be one of our largest household expenses. Generally speaking, there is a coupon for almost everything you buy. Couponing provides a means to huge savings, but is it worth your time? Since avid … Continue reading
Seniors Finding Credit Card Debt a Problem
Americans collectively owe more than $1 trillion in credit card debt, and a growing share of that is from senior citizens. Among the most vulnerable age group in this recession, older Americans are finding it difficult to deal with a … Continue reading
10 Facts You May Not Know About IRAs
By Laura D. Adams An IRA is an Individual Retirement Arrangement, and was formerly known as an Individual Retirement Account. It’s a personal savings vehicle that’s available to just about everyone and offers great tax advantages. A traditional or regular … Continue reading
Healthcare Reform Generates Medical Scams
The Healthcare Reform Act that was passed into law earlier this year has created much confusion around exactly what changes to insurance are going to occur and when. Crooks are taking advantage of that confusion to develop healthcare scams. Falling … Continue reading
Curve Balls: Managing money when life happens
It’s always when you’re not expecting it that you are hit with a financial curve ball: your car breaks down; the air conditioning goes out; lightning wipes out your computer. Or maybe you get laid off or incur significant medical … Continue reading
Are You Too Smart to Get Out of Debt?
by Laura D. Adams Most people feel uncomfortable about having debt and want to get rid of it as soon as possible. Believe me, I’m a huge proponent of living a debt-free life. But before you pay down a … Continue reading
Saving Substantially at the Grocery Store without Sacrificing
Grocery shopping is just another routine chore for many people. And although getting it done as quickly as possible is often the main goal, it can pay pretty well to spend a little extra time finding ways to cut costs. … Continue reading
How to Take Advantage of Credit Cards
Your credit cards may offer hidden benefits and secret perks that you’re not aware of, which go well beyond frequent flyer miles. Some special offers are listed in the fine print of your credit card agreement, but many others aren’t … Continue reading
Windfall Costs of Car Ownership
When you look into buying a car it’s easy to get caught up in the purchase price. But many big-ticket purchases are accompanied by hidden expenses that significantly add to the final cost. To prevent zapping your savings, you should … Continue reading