Monthly Archives: September 2010
New Protections From Debt Collectors
New FTC regulations ban debt settlement companies from charging up-front fees, before getting results. Continue reading
Marriage and Credit: Common Pitfalls
Common pitfalls of marriage and credit scores Guest blogger Philip Tirone, author of 7 Steps to a 720 Credit Score, explains the first of two marriage and credit pitfalls. Most people approach marriage and credit with a one-for-all, all-for-one … Continue reading
Smart Money Practices to Rebuild Credit After Bankruptcy
If you are one of the thousands of Americans who have recently sought bankruptcy protection, you may be concerned about your ability to rebuild your credit. Although the bankruptcy will remain on your credit report for up to 10 years, … Continue reading
Teach Children Money Basics
Many parents are prudent about teaching their children to read, write and do math. But educating kids on money management while they are still young is equally important. You may ask, “How young is too young?”, but if you introduce … Continue reading
Reduce Student Loan Debt
Graduation is usually an exciting time for recent graduates, but if you're one of the many without a job in sight, the six-month student loan grace period sneaks up quickly. If you're in a similar position, consider your options: there … Continue reading
Difficulty Building Emergency Savings
Putting away money for an emergency may seem overzealous when you’re paying for a mortgage, auto loan and daily expenses. But failing to start an emergency fund can decimate your savings account or force you take out a loan in … Continue reading
Avoid Tapping Into Retirement Account
If you’re in your 20′s or 30′s, retirement may seem far away. If you are facing financial strain due to an underwater mortgage, job loss or another significant expense, borrowing from or making early withdrawals from a 401k or individual … Continue reading
Debt-Related Stress Common In Americans
The current economy has more Americans than ever experiencing anxiety and persistent worry over money. As evidenced by an Associated Press survey, 46 percent of participants report feeling debt-related stress. Given the high rate of foreclosure, bankruptcies and unemployment, it's … Continue reading
Struggling with Credit Card Debt? Credit Counseling May Help
By guest blogger April Lewis-Parks. April is a certified credit counselor and Director of Education at ConsolidatedCredit.org. Being in credit card debt has become the American way. According to the Federal Reserve, Americans are carrying 874 billion dollars in revolving debt. … Continue reading
The Lemonade Stand
Don’t let a poor credit score be the reason that life hands you lemons! Here’s the latest video from our collection. Be sure to check out The Lemonade Stand and more great videos on our YouTube page (and don’t forget to … Continue reading